We are in a rat race, trying very hard to escape the sad fate of working for life as employees. Some tried to save and invest in the hope to retire early; some tried to set up business and some do not even care about doing anything. Unfortunately, many failed to achieve financial freedom.

We have heard of stories about people who started off penniless and became millionaires. Inevitably, average people simply attribute these successes to “luck” or “miracle”. Many failed to realize that such successes are results of following well-planned strategies and unshaken mindset toward success.

The Step-by-Step Guidebook to Wealth Creation examines the mindset of the rich and develops a systematic approach to create wealth.


You can finally break the vicious cycle of living from paycheck to paycheck and start taking control of your finances. You will see money in a different way and that financial freedom is now a goal that you can achieve as well. Wealth creation is easy with a well-planned strategy that you can follow with the correct mindset.


How even ordinary people can become extraordinarily successful.

Discover the 10-stage wealth creation model that guides your way to financial success.

  • Learn the step-by-step system to create a blueprint for your financial goals and put it into action.
  • Know how wealthy people manage money and why you should do the same.
  • Know the tools that can help you to achieve financial success.
  • Overcoming distractions that delay the achievement of financial success.
  • How to avoid the common money mistakes most people make.
  • How life insurance helps to creates instant wealth.
  • Why people are still investing even though there are risks.
  • How “good debts” and “bad debts” can make or break your financial success.
  • The importance of writing a will and the impact of not doing so.
  • Why savings is no longer a safe way to increase your wealth.
  • Discover the 3 ways of wealth accumulation by Saving, Investing and Speculating.
  • Why succession planning is important in grooming the next financial pillar in a family.


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The Step-by-Step Guidebook to Wealth Creation is a comprehensive guide that condenses the important elements of personal finance knowledge into an easy to understand framework model.”

—Chee-Wee Ong
Author of The "R" Quotient

“Powerful, practical and solid advice on wealth creation with confidence. Apply Keith’s knowledge and you’ll be on your way to financial success!”

—Stanley Beckett
Author of Liftoff

“A well-structured guide that covers a wide aspects of personal finance. Highly recommended for all age groups.”

—Alexander Woo
Author of Work Hard, Die Poor? Or Work Smart, Retire Young And Rich?

“A must read, this book will change your view on money entirely and put you in control of your finances.”

—Tan Choon Kiang
Author of Life Makeover

The Step-by-Step Guidebook to Wealth Creation is a classic that emphasizes on fundamentals in wealth creation, follow the steps and you will start to enjoy a new level of financial control and financial security for years to come.”

—R. Peter Sells
Author of Power & Action